Padikash is your trusted partner in your journey towards profitable investment and financial freedom.
We are a peer-to-peer lending and investment platform focused on the emerging African markets. Our investors are partners with us in driving financial inclusion in these African markets as we use their investment in providing accessible loans and competitive rates to our customer base.
What We’re Offering
Invest between 50 - 99 USD interest rate 3.5% Monthly. Dividend withdrawable monthly. Withdraw principal + interest after 6 months....
Invest between 100 - 499 USD interest rate 4.0% Monthly. Dividend withdrawable monthly. Withdraw principal + interest after 6 months....
Invest between 500 - 999 USD interest rate 4.3% Monthly. Dividend withdrawable monthly. Withdraw principal + interest after 6 months....
Investments over $1,000 start from 5% minimum but varies according to terms agreed with borrower. Investment period is also subject to agreement....
Get to Know More
You can invest from as little as $50 up to $10000 using our different packages
Start withdrawing right after the first month but principal won’t be available till month 6.
We understand the importance of fidelity and trust in the finance markets, hence, we ensure that all our channels are secured, insured and we go the extra mile to deliver on the promises we make to you.
Bank-level security for your transactions.
Monitor and manage your investments on the go.
Frequently Asked Questions
You can invest as little as $50 and as high as $1,000 or we can create a customized platinum plan for you if you want to invest higher than $1,000.
The investment returns start rolling in by the first month, however, you can only withdraw your principal at the 6th month of your investment.
Yes you can start to withdraw on your interest right after the first month.
Yes, you can make as many investments as you want. We have designed our investment plans to suit different investment appetites so you can choose whichever suits you and as many as possible.
Kindly send an email to email@example.com and one of our associates will contact us you within 24 hours.
With every investment, there is always some risk. The main risk associated with Padikash is borrowers defaulting on their loans. We have mitigated this risk by making sure all our borrowers have a steady source of income, pass our credit check and sign a direct debit mandate allowing us to withdraw our repayments directly from their bank accounts. We also make sure we diversify our investors' funds into several loans across different loan types, borrowers, and time frames.